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GoDaddy forces me to attach a credit card to my account, and as I stated before, I can't do that. So GoDaddy isn't a viable option.

SMF has never ran slow for me. Maybe you should try an updated version of it, its securty is much better than phpBB, also, whish is why I use it. There are also plenty of features that can be added on.

Are there any domain registrars that you can buy domains from using a paypal account WITHOUT a credit card attached to it. I'm too young to have a credit card. I know you can use paypal with GoDaddy.com, but they require you to have a credit card still. Sadly, using my parents' credit card...